LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,303
−HK$10,052/mo
▼ 0.25% · 3.875%
HK$165,289
−HK$5,066/mo
Today · 4.125%
HK$170,355
baseline
▲ 0.50% · 4.625%
HK$180,721
+HK$10,366/mo
Deposit HK$35.15M · loan HK$35.15M · min. income ≈ HK$340,710/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,335
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$183,118
−HK$4,852/mo
Today · 4.125%
HK$187,970
baseline
▲ 0.50% · 4.625%
HK$197,878
+HK$9,908/mo
Deposit HK$35.15M · loan HK$35.15M · min. income ≈ HK$375,940/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,364
−HK$12,062/mo
▼ 0.25% · 3.875%
HK$198,347
−HK$6,079/mo
Today · 4.125%
HK$204,426
baseline
▲ 0.50% · 4.625%
HK$216,865
+HK$12,439/mo
Deposit HK$28.12M · loan HK$42.18M · min. income ≈ HK$408,852/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,002
−HK$11,562/mo
▼ 0.25% · 3.875%
HK$219,742
−HK$5,822/mo
Today · 4.125%
HK$225,564
baseline
▲ 0.50% · 4.625%
HK$237,454
+HK$11,890/mo
Deposit HK$28.12M · loan HK$42.18M · min. income ≈ HK$451,128/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,424
−HK$14,073/mo
▼ 0.25% · 3.875%
HK$231,405
−HK$7,092/mo
Today · 4.125%
HK$238,497
baseline
▲ 0.50% · 4.625%
HK$253,009
+HK$14,512/mo
Deposit HK$21.09M · loan HK$49.21M · min. income ≈ HK$476,994/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,670
−HK$13,488/mo
▼ 0.25% · 3.875%
HK$256,366
−HK$6,792/mo
Today · 4.125%
HK$263,158
baseline
▲ 0.50% · 4.625%
HK$277,030
+HK$13,872/mo
Deposit HK$21.09M · loan HK$49.21M · min. income ≈ HK$526,316/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,545
−HK$18,095/mo
▼ 0.25% · 3.875%
HK$297,521
−HK$9,119/mo
Today · 4.125%
HK$306,640
baseline
▲ 0.50% · 4.625%
HK$325,298
+HK$18,658/mo
Deposit HK$7.03M · loan HK$63.27M · min. income ≈ HK$613,280/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,004
−HK$17,343/mo
▼ 0.25% · 3.875%
HK$329,613
−HK$8,734/mo
Today · 4.125%
HK$338,347
baseline
▲ 0.50% · 4.625%
HK$356,181
+HK$17,834/mo
Deposit HK$7.03M · loan HK$63.27M · min. income ≈ HK$676,694/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,987,767 · Scale 2, in force from 26 Feb 2026)