LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,305
−HK$10,053/mo
▼ 0.25% · 3.875%
HK$165,292
−HK$5,066/mo
Today · 4.125%
HK$170,358
baseline
▲ 0.50% · 4.625%
HK$180,724
+HK$10,366/mo
Deposit HK$35.15M · loan HK$35.15M · min. income ≈ HK$340,716/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,338
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$183,121
−HK$4,852/mo
Today · 4.125%
HK$187,973
baseline
▲ 0.50% · 4.625%
HK$197,881
+HK$9,908/mo
Deposit HK$35.15M · loan HK$35.15M · min. income ≈ HK$375,946/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,366
−HK$12,063/mo
▼ 0.25% · 3.875%
HK$198,350
−HK$6,079/mo
Today · 4.125%
HK$204,429
baseline
▲ 0.50% · 4.625%
HK$216,868
+HK$12,439/mo
Deposit HK$28.12M · loan HK$42.18M · min. income ≈ HK$408,858/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,006
−HK$11,562/mo
▼ 0.25% · 3.875%
HK$219,745
−HK$5,823/mo
Today · 4.125%
HK$225,568
baseline
▲ 0.50% · 4.625%
HK$237,458
+HK$11,890/mo
Deposit HK$28.12M · loan HK$42.18M · min. income ≈ HK$451,136/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,427
−HK$14,074/mo
▼ 0.25% · 3.875%
HK$231,408
−HK$7,093/mo
Today · 4.125%
HK$238,501
baseline
▲ 0.50% · 4.625%
HK$253,013
+HK$14,512/mo
Deposit HK$21.09M · loan HK$49.21M · min. income ≈ HK$477,002/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,673
−HK$13,489/mo
▼ 0.25% · 3.875%
HK$256,369
−HK$6,793/mo
Today · 4.125%
HK$263,162
baseline
▲ 0.50% · 4.625%
HK$277,034
+HK$13,872/mo
Deposit HK$21.09M · loan HK$49.21M · min. income ≈ HK$526,324/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,549
−HK$18,095/mo
▼ 0.25% · 3.875%
HK$297,525
−HK$9,119/mo
Today · 4.125%
HK$306,644
baseline
▲ 0.50% · 4.625%
HK$325,303
+HK$18,659/mo
Deposit HK$7.03M · loan HK$63.27M · min. income ≈ HK$613,288/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,008
−HK$17,343/mo
▼ 0.25% · 3.875%
HK$329,618
−HK$8,733/mo
Today · 4.125%
HK$338,351
baseline
▲ 0.50% · 4.625%
HK$356,186
+HK$17,835/mo
Deposit HK$7.03M · loan HK$63.27M · min. income ≈ HK$676,702/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,987,810 · Scale 2, in force from 26 Feb 2026)