LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,355
−HK$10,056/mo
▼ 0.25% · 3.875%
HK$165,343
−HK$5,068/mo
Today · 4.125%
HK$170,411
baseline
▲ 0.50% · 4.625%
HK$180,780
+HK$10,369/mo
Deposit HK$35.16M · loan HK$35.16M · min. income ≈ HK$340,822/mo (50% DSR)
Upfront cash ≈ HK$38.15M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,394
−HK$9,638/mo
▼ 0.25% · 3.875%
HK$183,178
−HK$4,854/mo
Today · 4.125%
HK$188,032
baseline
▲ 0.50% · 4.625%
HK$197,943
+HK$9,911/mo
Deposit HK$35.16M · loan HK$35.16M · min. income ≈ HK$376,064/mo (50% DSR)
Upfront cash ≈ HK$38.15M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,426
−HK$12,067/mo
▼ 0.25% · 3.875%
HK$198,412
−HK$6,081/mo
Today · 4.125%
HK$204,493
baseline
▲ 0.50% · 4.625%
HK$216,936
+HK$12,443/mo
Deposit HK$28.13M · loan HK$42.19M · min. income ≈ HK$408,986/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,072
−HK$11,566/mo
▼ 0.25% · 3.875%
HK$219,814
−HK$5,824/mo
Today · 4.125%
HK$225,638
baseline
▲ 0.50% · 4.625%
HK$237,532
+HK$11,894/mo
Deposit HK$28.13M · loan HK$42.19M · min. income ≈ HK$451,276/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,497
−HK$14,078/mo
▼ 0.25% · 3.875%
HK$231,480
−HK$7,095/mo
Today · 4.125%
HK$238,575
baseline
▲ 0.50% · 4.625%
HK$253,092
+HK$14,517/mo
Deposit HK$21.10M · loan HK$49.23M · min. income ≈ HK$477,150/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,751
−HK$13,493/mo
▼ 0.25% · 3.875%
HK$256,449
−HK$6,795/mo
Today · 4.125%
HK$263,244
baseline
▲ 0.50% · 4.625%
HK$277,120
+HK$13,876/mo
Deposit HK$21.10M · loan HK$49.23M · min. income ≈ HK$526,488/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,639
−HK$18,101/mo
▼ 0.25% · 3.875%
HK$297,618
−HK$9,122/mo
Today · 4.125%
HK$306,740
baseline
▲ 0.50% · 4.625%
HK$325,404
+HK$18,664/mo
Deposit HK$7.03M · loan HK$63.29M · min. income ≈ HK$613,480/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,108
−HK$17,349/mo
▼ 0.25% · 3.875%
HK$329,720
−HK$8,737/mo
Today · 4.125%
HK$338,457
baseline
▲ 0.50% · 4.625%
HK$356,297
+HK$17,840/mo
Deposit HK$7.03M · loan HK$63.29M · min. income ≈ HK$676,914/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,988,741 · Scale 2, in force from 26 Feb 2026)