LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,038
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,537
−HK$506/mo
Today · 4.125%
HK$17,043
baseline
▲ 0.50% · 4.625%
HK$18,080
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,086/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,842
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,320
−HK$486/mo
Today · 4.125%
HK$18,806
baseline
▲ 0.50% · 4.625%
HK$19,797
+HK$991/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,612/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,245
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,844
−HK$608/mo
Today · 4.125%
HK$20,452
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,904/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,410
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,984
−HK$583/mo
Today · 4.125%
HK$22,567
baseline
▲ 0.50% · 4.625%
HK$23,756
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,134/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$710/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,868
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,766
−HK$912/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,867/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$873/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$1,785/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,999 · Scale 2, in force from 26 Feb 2026)