LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,385
−HK$10,058/mo
▼ 0.25% · 3.875%
HK$165,374
−HK$5,069/mo
Today · 4.125%
HK$170,443
baseline
▲ 0.50% · 4.625%
HK$180,814
+HK$10,371/mo
Deposit HK$35.17M · loan HK$35.17M · min. income ≈ HK$340,886/mo (50% DSR)
Upfront cash ≈ HK$38.16M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,427
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$183,212
−HK$4,855/mo
Today · 4.125%
HK$188,067
baseline
▲ 0.50% · 4.625%
HK$197,980
+HK$9,913/mo
Deposit HK$35.17M · loan HK$35.17M · min. income ≈ HK$376,134/mo (50% DSR)
Upfront cash ≈ HK$38.16M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,462
−HK$12,069/mo
▼ 0.25% · 3.875%
HK$198,449
−HK$6,082/mo
Today · 4.125%
HK$204,531
baseline
▲ 0.50% · 4.625%
HK$216,977
+HK$12,446/mo
Deposit HK$28.13M · loan HK$42.20M · min. income ≈ HK$409,062/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,112
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$219,855
−HK$5,825/mo
Today · 4.125%
HK$225,680
baseline
▲ 0.50% · 4.625%
HK$237,576
+HK$11,896/mo
Deposit HK$28.13M · loan HK$42.20M · min. income ≈ HK$451,360/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,539
−HK$14,081/mo
▼ 0.25% · 3.875%
HK$231,524
−HK$7,096/mo
Today · 4.125%
HK$238,620
baseline
▲ 0.50% · 4.625%
HK$253,139
+HK$14,519/mo
Deposit HK$21.10M · loan HK$49.24M · min. income ≈ HK$477,240/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,798
−HK$13,496/mo
▼ 0.25% · 3.875%
HK$256,497
−HK$6,797/mo
Today · 4.125%
HK$263,294
baseline
▲ 0.50% · 4.625%
HK$277,172
+HK$13,878/mo
Deposit HK$21.10M · loan HK$49.24M · min. income ≈ HK$526,588/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,693
−HK$18,104/mo
▼ 0.25% · 3.875%
HK$297,673
−HK$9,124/mo
Today · 4.125%
HK$306,797
baseline
▲ 0.50% · 4.625%
HK$325,465
+HK$18,668/mo
Deposit HK$7.03M · loan HK$63.30M · min. income ≈ HK$613,594/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,168
−HK$17,352/mo
▼ 0.25% · 3.875%
HK$329,782
−HK$8,738/mo
Today · 4.125%
HK$338,520
baseline
▲ 0.50% · 4.625%
HK$356,364
+HK$17,844/mo
Deposit HK$7.03M · loan HK$63.30M · min. income ≈ HK$677,040/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,989,301 · Scale 2, in force from 26 Feb 2026)