LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,039
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,538
−HK$507/mo
Today · 4.125%
HK$17,045
baseline
▲ 0.50% · 4.625%
HK$18,082
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,090/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,843
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,321
−HK$486/mo
Today · 4.125%
HK$18,807
baseline
▲ 0.50% · 4.625%
HK$19,798
+HK$991/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,614/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,246
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$608/mo
Today · 4.125%
HK$20,453
baseline
▲ 0.50% · 4.625%
HK$21,698
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,906/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,412
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$582/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,190/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,454
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$709/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,314
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,650
−HK$680/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,718
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,870
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,768
−HK$912/mo
Today · 4.125%
HK$30,680
baseline
▲ 0.50% · 4.625%
HK$32,547
+HK$1,867/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,360/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,117
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$873/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,637
+HK$1,785/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$211,013 · Scale 2, in force from 26 Feb 2026)