LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,039
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,538
−HK$507/mo
Today · 4.125%
HK$17,045
baseline
▲ 0.50% · 4.625%
HK$18,082
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,090/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,843
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,322
−HK$485/mo
Today · 4.125%
HK$18,807
baseline
▲ 0.50% · 4.625%
HK$19,799
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,614/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,247
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,846
−HK$608/mo
Today · 4.125%
HK$20,454
baseline
▲ 0.50% · 4.625%
HK$21,698
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,908/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,412
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$583/mo
Today · 4.125%
HK$22,569
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,138/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,455
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$710/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$679/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,718
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,870
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,768
−HK$913/mo
Today · 4.125%
HK$30,681
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,867/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,362/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,118
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$874/mo
Today · 4.125%
HK$33,853
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$1,785/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,706/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$211,017 · Scale 2, in force from 26 Feb 2026)