LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,406
−HK$10,059/mo
▼ 0.25% · 3.875%
HK$165,396
−HK$5,069/mo
Today · 4.125%
HK$170,465
baseline
▲ 0.50% · 4.625%
HK$180,837
+HK$10,372/mo
Deposit HK$35.17M · loan HK$35.17M · min. income ≈ HK$340,930/mo (50% DSR)
Upfront cash ≈ HK$38.16M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,450
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$183,236
−HK$4,855/mo
Today · 4.125%
HK$188,091
baseline
▲ 0.50% · 4.625%
HK$198,006
+HK$9,915/mo
Deposit HK$35.17M · loan HK$35.17M · min. income ≈ HK$376,182/mo (50% DSR)
Upfront cash ≈ HK$38.16M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,487
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$198,475
−HK$6,083/mo
Today · 4.125%
HK$204,558
baseline
▲ 0.50% · 4.625%
HK$217,005
+HK$12,447/mo
Deposit HK$28.14M · loan HK$42.21M · min. income ≈ HK$409,116/mo (50% DSR)
Upfront cash ≈ HK$31.13M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,140
−HK$11,570/mo
▼ 0.25% · 3.875%
HK$219,883
−HK$5,827/mo
Today · 4.125%
HK$225,710
baseline
▲ 0.50% · 4.625%
HK$237,607
+HK$11,897/mo
Deposit HK$28.14M · loan HK$42.21M · min. income ≈ HK$451,420/mo (50% DSR)
Upfront cash ≈ HK$31.13M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,569
−HK$14,082/mo
▼ 0.25% · 3.875%
HK$231,554
−HK$7,097/mo
Today · 4.125%
HK$238,651
baseline
▲ 0.50% · 4.625%
HK$253,172
+HK$14,521/mo
Deposit HK$21.10M · loan HK$49.24M · min. income ≈ HK$477,302/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,830
−HK$13,498/mo
▼ 0.25% · 3.875%
HK$256,531
−HK$6,797/mo
Today · 4.125%
HK$263,328
baseline
▲ 0.50% · 4.625%
HK$277,208
+HK$13,880/mo
Deposit HK$21.10M · loan HK$49.24M · min. income ≈ HK$526,656/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,731
−HK$18,106/mo
▼ 0.25% · 3.875%
HK$297,712
−HK$9,125/mo
Today · 4.125%
HK$306,837
baseline
▲ 0.50% · 4.625%
HK$325,507
+HK$18,670/mo
Deposit HK$7.03M · loan HK$63.31M · min. income ≈ HK$613,674/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,210
−HK$17,354/mo
▼ 0.25% · 3.875%
HK$329,825
−HK$8,739/mo
Today · 4.125%
HK$338,564
baseline
▲ 0.50% · 4.625%
HK$356,411
+HK$17,847/mo
Deposit HK$7.03M · loan HK$63.31M · min. income ≈ HK$677,128/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$2,989,691 · Scale 2, in force from 26 Feb 2026)