LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,042
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$507/mo
Today · 4.125%
HK$17,048
baseline
▲ 0.50% · 4.625%
HK$18,085
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,096/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,846
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,325
−HK$485/mo
Today · 4.125%
HK$18,810
baseline
▲ 0.50% · 4.625%
HK$19,802
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,620/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,250
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$608/mo
Today · 4.125%
HK$20,457
baseline
▲ 0.50% · 4.625%
HK$21,702
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,914/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,415
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,990
−HK$582/mo
Today · 4.125%
HK$22,572
baseline
▲ 0.50% · 4.625%
HK$23,762
+HK$1,190/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,144/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,458
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$710/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$679/mo
Today · 4.125%
HK$26,334
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,389/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,668/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,875
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$913/mo
Today · 4.125%
HK$30,686
baseline
▲ 0.50% · 4.625%
HK$32,553
+HK$1,867/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$61,372/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,123
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$874/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$1,784/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,051 · Scale 2, in force from 26 Feb 2026)