LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,443
−HK$10,061/mo
▼ 0.25% · 3.875%
HK$165,433
−HK$5,071/mo
Today · 4.125%
HK$170,504
baseline
▲ 0.50% · 4.625%
HK$180,879
+HK$10,375/mo
Deposit HK$35.18M · loan HK$35.18M · min. income ≈ HK$341,008/mo (50% DSR)
Upfront cash ≈ HK$38.17M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,491
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$183,278
−HK$4,856/mo
Today · 4.125%
HK$188,134
baseline
▲ 0.50% · 4.625%
HK$198,051
+HK$9,917/mo
Deposit HK$35.18M · loan HK$35.18M · min. income ≈ HK$376,268/mo (50% DSR)
Upfront cash ≈ HK$38.17M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,531
−HK$12,074/mo
▼ 0.25% · 3.875%
HK$198,520
−HK$6,085/mo
Today · 4.125%
HK$204,605
baseline
▲ 0.50% · 4.625%
HK$217,054
+HK$12,449/mo
Deposit HK$28.14M · loan HK$42.22M · min. income ≈ HK$409,210/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,189
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$219,933
−HK$5,828/mo
Today · 4.125%
HK$225,761
baseline
▲ 0.50% · 4.625%
HK$237,661
+HK$11,900/mo
Deposit HK$28.14M · loan HK$42.22M · min. income ≈ HK$451,522/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,620
−HK$14,085/mo
▼ 0.25% · 3.875%
HK$231,607
−HK$7,098/mo
Today · 4.125%
HK$238,705
baseline
▲ 0.50% · 4.625%
HK$253,230
+HK$14,525/mo
Deposit HK$21.11M · loan HK$49.25M · min. income ≈ HK$477,410/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,887
−HK$13,501/mo
▼ 0.25% · 3.875%
HK$256,589
−HK$6,799/mo
Today · 4.125%
HK$263,388
baseline
▲ 0.50% · 4.625%
HK$277,271
+HK$13,883/mo
Deposit HK$21.11M · loan HK$49.25M · min. income ≈ HK$526,776/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,797
−HK$18,110/mo
▼ 0.25% · 3.875%
HK$297,780
−HK$9,127/mo
Today · 4.125%
HK$306,907
baseline
▲ 0.50% · 4.625%
HK$325,581
+HK$18,674/mo
Deposit HK$7.04M · loan HK$63.33M · min. income ≈ HK$613,814/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,283
−HK$17,358/mo
▼ 0.25% · 3.875%
HK$329,900
−HK$8,741/mo
Today · 4.125%
HK$338,641
baseline
▲ 0.50% · 4.625%
HK$356,492
+HK$17,851/mo
Deposit HK$7.04M · loan HK$63.33M · min. income ≈ HK$677,282/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,371 · Scale 2, in force from 26 Feb 2026)