LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,463
−HK$10,062/mo
▼ 0.25% · 3.875%
HK$165,454
−HK$5,071/mo
Today · 4.125%
HK$170,525
baseline
▲ 0.50% · 4.625%
HK$180,901
+HK$10,376/mo
Deposit HK$35.19M · loan HK$35.19M · min. income ≈ HK$341,050/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,513
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$183,301
−HK$4,856/mo
Today · 4.125%
HK$188,157
baseline
▲ 0.50% · 4.625%
HK$198,076
+HK$9,919/mo
Deposit HK$35.19M · loan HK$35.19M · min. income ≈ HK$376,314/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,555
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$198,545
−HK$6,085/mo
Today · 4.125%
HK$204,630
baseline
▲ 0.50% · 4.625%
HK$217,081
+HK$12,451/mo
Deposit HK$28.15M · loan HK$42.22M · min. income ≈ HK$409,260/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,216
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$219,961
−HK$5,828/mo
Today · 4.125%
HK$225,789
baseline
▲ 0.50% · 4.625%
HK$237,691
+HK$11,902/mo
Deposit HK$28.15M · loan HK$42.22M · min. income ≈ HK$451,578/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,648
−HK$14,087/mo
▼ 0.25% · 3.875%
HK$231,635
−HK$7,100/mo
Today · 4.125%
HK$238,735
baseline
▲ 0.50% · 4.625%
HK$253,261
+HK$14,526/mo
Deposit HK$21.11M · loan HK$49.26M · min. income ≈ HK$477,470/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,918
−HK$13,502/mo
▼ 0.25% · 3.875%
HK$256,621
−HK$6,799/mo
Today · 4.125%
HK$263,420
baseline
▲ 0.50% · 4.625%
HK$277,306
+HK$13,886/mo
Deposit HK$21.11M · loan HK$49.26M · min. income ≈ HK$526,840/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,833
−HK$18,112/mo
▼ 0.25% · 3.875%
HK$297,817
−HK$9,128/mo
Today · 4.125%
HK$306,945
baseline
▲ 0.50% · 4.625%
HK$325,622
+HK$18,677/mo
Deposit HK$7.04M · loan HK$63.33M · min. income ≈ HK$613,890/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,323
−HK$17,360/mo
▼ 0.25% · 3.875%
HK$329,941
−HK$8,742/mo
Today · 4.125%
HK$338,683
baseline
▲ 0.50% · 4.625%
HK$356,536
+HK$17,853/mo
Deposit HK$7.04M · loan HK$63.33M · min. income ≈ HK$677,366/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,742 · Scale 2, in force from 26 Feb 2026)