LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,046
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,545
−HK$508/mo
Today · 4.125%
HK$17,053
baseline
▲ 0.50% · 4.625%
HK$18,090
+HK$1,037/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,106/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,851
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,330
−HK$486/mo
Today · 4.125%
HK$18,816
baseline
▲ 0.50% · 4.625%
HK$19,808
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,632/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,256
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,855
−HK$608/mo
Today · 4.125%
HK$20,463
baseline
▲ 0.50% · 4.625%
HK$21,708
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,926/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,422
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$583/mo
Today · 4.125%
HK$22,579
baseline
▲ 0.50% · 4.625%
HK$23,769
+HK$1,190/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,158/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,326
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$680/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,389/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$913/mo
Today · 4.125%
HK$30,695
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,867/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$61,390/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$874/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$1,786/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,112 · Scale 2, in force from 26 Feb 2026)