LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,475
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$165,467
−HK$5,071/mo
Today · 4.125%
HK$170,538
baseline
▲ 0.50% · 4.625%
HK$180,915
+HK$10,377/mo
Deposit HK$35.19M · loan HK$35.19M · min. income ≈ HK$341,076/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,527
−HK$9,645/mo
▼ 0.25% · 3.875%
HK$183,315
−HK$4,857/mo
Today · 4.125%
HK$188,172
baseline
▲ 0.50% · 4.625%
HK$198,091
+HK$9,919/mo
Deposit HK$35.19M · loan HK$35.19M · min. income ≈ HK$376,344/mo (50% DSR)
Upfront cash ≈ HK$38.18M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,570
−HK$12,076/mo
▼ 0.25% · 3.875%
HK$198,560
−HK$6,086/mo
Today · 4.125%
HK$204,646
baseline
▲ 0.50% · 4.625%
HK$217,098
+HK$12,452/mo
Deposit HK$28.15M · loan HK$42.23M · min. income ≈ HK$409,292/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,232
−HK$11,574/mo
▼ 0.25% · 3.875%
HK$219,978
−HK$5,828/mo
Today · 4.125%
HK$225,806
baseline
▲ 0.50% · 4.625%
HK$237,709
+HK$11,903/mo
Deposit HK$28.15M · loan HK$42.23M · min. income ≈ HK$451,612/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,665
−HK$14,088/mo
▼ 0.25% · 3.875%
HK$231,653
−HK$7,100/mo
Today · 4.125%
HK$238,753
baseline
▲ 0.50% · 4.625%
HK$253,281
+HK$14,528/mo
Deposit HK$21.11M · loan HK$49.26M · min. income ≈ HK$477,506/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,937
−HK$13,504/mo
▼ 0.25% · 3.875%
HK$256,641
−HK$6,800/mo
Today · 4.125%
HK$263,441
baseline
▲ 0.50% · 4.625%
HK$277,327
+HK$13,886/mo
Deposit HK$21.11M · loan HK$49.26M · min. income ≈ HK$526,882/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,855
−HK$18,114/mo
▼ 0.25% · 3.875%
HK$297,840
−HK$9,129/mo
Today · 4.125%
HK$306,969
baseline
▲ 0.50% · 4.625%
HK$325,647
+HK$18,678/mo
Deposit HK$7.04M · loan HK$63.34M · min. income ≈ HK$613,938/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,348
−HK$17,362/mo
▼ 0.25% · 3.875%
HK$329,966
−HK$8,744/mo
Today · 4.125%
HK$338,710
baseline
▲ 0.50% · 4.625%
HK$356,563
+HK$17,853/mo
Deposit HK$7.04M · loan HK$63.34M · min. income ≈ HK$677,420/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,990,973 · Scale 2, in force from 26 Feb 2026)