LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,533
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,527
−HK$5,073/mo
Today · 4.125%
HK$170,600
baseline
▲ 0.50% · 4.625%
HK$180,981
+HK$10,381/mo
Deposit HK$35.20M · loan HK$35.20M · min. income ≈ HK$341,200/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,592
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$183,381
−HK$4,859/mo
Today · 4.125%
HK$188,240
baseline
▲ 0.50% · 4.625%
HK$198,163
+HK$9,923/mo
Deposit HK$35.20M · loan HK$35.20M · min. income ≈ HK$376,480/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,640
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$198,632
−HK$6,088/mo
Today · 4.125%
HK$204,720
baseline
▲ 0.50% · 4.625%
HK$217,177
+HK$12,457/mo
Deposit HK$28.16M · loan HK$42.24M · min. income ≈ HK$409,440/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,310
−HK$11,578/mo
▼ 0.25% · 3.875%
HK$220,058
−HK$5,830/mo
Today · 4.125%
HK$225,888
baseline
▲ 0.50% · 4.625%
HK$237,795
+HK$11,907/mo
Deposit HK$28.16M · loan HK$42.24M · min. income ≈ HK$451,776/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,747
−HK$14,093/mo
▼ 0.25% · 3.875%
HK$231,737
−HK$7,103/mo
Today · 4.125%
HK$238,840
baseline
▲ 0.50% · 4.625%
HK$253,373
+HK$14,533/mo
Deposit HK$21.12M · loan HK$49.28M · min. income ≈ HK$477,680/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,028
−HK$13,509/mo
▼ 0.25% · 3.875%
HK$256,734
−HK$6,803/mo
Today · 4.125%
HK$263,537
baseline
▲ 0.50% · 4.625%
HK$277,428
+HK$13,891/mo
Deposit HK$21.12M · loan HK$49.28M · min. income ≈ HK$527,074/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,960
−HK$18,120/mo
▼ 0.25% · 3.875%
HK$297,948
−HK$9,132/mo
Today · 4.125%
HK$307,080
baseline
▲ 0.50% · 4.625%
HK$325,765
+HK$18,685/mo
Deposit HK$7.04M · loan HK$63.36M · min. income ≈ HK$614,160/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,465
−HK$17,368/mo
▼ 0.25% · 3.875%
HK$330,086
−HK$8,747/mo
Today · 4.125%
HK$338,833
baseline
▲ 0.50% · 4.625%
HK$356,693
+HK$17,860/mo
Deposit HK$7.04M · loan HK$63.36M · min. income ≈ HK$677,666/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,060 · Scale 2, in force from 26 Feb 2026)