LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,054
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,553
−HK$507/mo
Today · 4.125%
HK$17,060
baseline
▲ 0.50% · 4.625%
HK$18,099
+HK$1,039/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,120/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,860
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,339
−HK$486/mo
Today · 4.125%
HK$18,825
baseline
▲ 0.50% · 4.625%
HK$19,817
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,650/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,864
−HK$609/mo
Today · 4.125%
HK$20,473
baseline
▲ 0.50% · 4.625%
HK$21,718
+HK$1,245/mo
Deposit HK$2.82M · loan HK$4.22M · min. income ≈ HK$40,946/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$22,006
−HK$583/mo
Today · 4.125%
HK$22,589
baseline
▲ 0.50% · 4.625%
HK$23,780
+HK$1,191/mo
Deposit HK$2.82M · loan HK$4.22M · min. income ≈ HK$45,178/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$711/mo
Today · 4.125%
HK$23,885
baseline
▲ 0.50% · 4.625%
HK$25,338
+HK$1,453/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,770/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,004
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,674
−HK$680/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,744
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,897
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,796
−HK$913/mo
Today · 4.125%
HK$30,709
baseline
▲ 0.50% · 4.625%
HK$32,577
+HK$1,868/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,418/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,010
−HK$874/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$1,786/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,211 · Scale 2, in force from 26 Feb 2026)