LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,542
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,535
−HK$5,074/mo
Today · 4.125%
HK$170,609
baseline
▲ 0.50% · 4.625%
HK$180,990
+HK$10,381/mo
Deposit HK$35.20M · loan HK$35.20M · min. income ≈ HK$341,218/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,601
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$183,391
−HK$4,859/mo
Today · 4.125%
HK$188,250
baseline
▲ 0.50% · 4.625%
HK$198,173
+HK$9,923/mo
Deposit HK$35.20M · loan HK$35.20M · min. income ≈ HK$376,500/mo (50% DSR)
Upfront cash ≈ HK$38.19M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,650
−HK$12,081/mo
▼ 0.25% · 3.875%
HK$198,642
−HK$6,089/mo
Today · 4.125%
HK$204,731
baseline
▲ 0.50% · 4.625%
HK$217,188
+HK$12,457/mo
Deposit HK$28.16M · loan HK$42.24M · min. income ≈ HK$409,462/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,321
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$220,069
−HK$5,831/mo
Today · 4.125%
HK$225,900
baseline
▲ 0.50% · 4.625%
HK$237,808
+HK$11,908/mo
Deposit HK$28.16M · loan HK$42.24M · min. income ≈ HK$451,800/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,758
−HK$14,095/mo
▼ 0.25% · 3.875%
HK$231,750
−HK$7,103/mo
Today · 4.125%
HK$238,853
baseline
▲ 0.50% · 4.625%
HK$253,386
+HK$14,533/mo
Deposit HK$21.12M · loan HK$49.28M · min. income ≈ HK$477,706/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,041
−HK$13,509/mo
▼ 0.25% · 3.875%
HK$256,747
−HK$6,803/mo
Today · 4.125%
HK$263,550
baseline
▲ 0.50% · 4.625%
HK$277,442
+HK$13,892/mo
Deposit HK$21.12M · loan HK$49.28M · min. income ≈ HK$527,100/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,975
−HK$18,121/mo
▼ 0.25% · 3.875%
HK$297,964
−HK$9,132/mo
Today · 4.125%
HK$307,096
baseline
▲ 0.50% · 4.625%
HK$325,782
+HK$18,686/mo
Deposit HK$7.04M · loan HK$63.36M · min. income ≈ HK$614,192/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,482
−HK$17,368/mo
▼ 0.25% · 3.875%
HK$330,104
−HK$8,746/mo
Today · 4.125%
HK$338,850
baseline
▲ 0.50% · 4.625%
HK$356,712
+HK$17,862/mo
Deposit HK$7.04M · loan HK$63.36M · min. income ≈ HK$677,700/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,216 · Scale 2, in force from 26 Feb 2026)