LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,559
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$165,553
−HK$5,074/mo
Today · 4.125%
HK$170,627
baseline
▲ 0.50% · 4.625%
HK$181,009
+HK$10,382/mo
Deposit HK$35.21M · loan HK$35.21M · min. income ≈ HK$341,254/mo (50% DSR)
Upfront cash ≈ HK$38.20M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,620
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$183,410
−HK$4,860/mo
Today · 4.125%
HK$188,270
baseline
▲ 0.50% · 4.625%
HK$198,194
+HK$9,924/mo
Deposit HK$35.21M · loan HK$35.21M · min. income ≈ HK$376,540/mo (50% DSR)
Upfront cash ≈ HK$38.20M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,670
−HK$12,083/mo
▼ 0.25% · 3.875%
HK$198,664
−HK$6,089/mo
Today · 4.125%
HK$204,753
baseline
▲ 0.50% · 4.625%
HK$217,211
+HK$12,458/mo
Deposit HK$28.17M · loan HK$42.25M · min. income ≈ HK$409,506/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,344
−HK$11,580/mo
▼ 0.25% · 3.875%
HK$220,093
−HK$5,831/mo
Today · 4.125%
HK$225,924
baseline
▲ 0.50% · 4.625%
HK$237,833
+HK$11,909/mo
Deposit HK$28.17M · loan HK$42.25M · min. income ≈ HK$451,848/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,782
−HK$14,096/mo
▼ 0.25% · 3.875%
HK$231,774
−HK$7,104/mo
Today · 4.125%
HK$238,878
baseline
▲ 0.50% · 4.625%
HK$253,413
+HK$14,535/mo
Deposit HK$21.12M · loan HK$49.29M · min. income ≈ HK$477,756/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,068
−HK$13,510/mo
▼ 0.25% · 3.875%
HK$256,775
−HK$6,803/mo
Today · 4.125%
HK$263,578
baseline
▲ 0.50% · 4.625%
HK$277,472
+HK$13,894/mo
Deposit HK$21.12M · loan HK$49.29M · min. income ≈ HK$527,156/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,006
−HK$18,123/mo
▼ 0.25% · 3.875%
HK$297,995
−HK$9,134/mo
Today · 4.125%
HK$307,129
baseline
▲ 0.50% · 4.625%
HK$325,817
+HK$18,688/mo
Deposit HK$7.04M · loan HK$63.37M · min. income ≈ HK$614,258/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,516
−HK$17,370/mo
▼ 0.25% · 3.875%
HK$330,139
−HK$8,747/mo
Today · 4.125%
HK$338,886
baseline
▲ 0.50% · 4.625%
HK$356,750
+HK$17,864/mo
Deposit HK$7.04M · loan HK$63.37M · min. income ≈ HK$677,772/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$2,992,535 · Scale 2, in force from 26 Feb 2026)