LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,058
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,557
−HK$508/mo
Today · 4.125%
HK$17,065
baseline
▲ 0.50% · 4.625%
HK$18,103
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,130/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,343
−HK$486/mo
Today · 4.125%
HK$18,829
baseline
▲ 0.50% · 4.625%
HK$19,822
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,658/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,269
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,869
−HK$609/mo
Today · 4.125%
HK$20,478
baseline
▲ 0.50% · 4.625%
HK$21,724
+HK$1,246/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,956/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,437
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,012
−HK$583/mo
Today · 4.125%
HK$22,595
baseline
▲ 0.50% · 4.625%
HK$23,786
+HK$1,191/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,190/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,481
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,180
−HK$711/mo
Today · 4.125%
HK$23,891
baseline
▲ 0.50% · 4.625%
HK$25,344
+HK$1,453/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,681
−HK$680/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,904
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$914/mo
Today · 4.125%
HK$30,717
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,869/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,434/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$875/mo
Today · 4.125%
HK$33,893
baseline
▲ 0.50% · 4.625%
HK$35,679
+HK$1,786/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,786/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,264 · Scale 2, in force from 26 Feb 2026)