LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,059
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,558
−HK$508/mo
Today · 4.125%
HK$17,066
baseline
▲ 0.50% · 4.625%
HK$18,104
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,132/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,865
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,344
−HK$486/mo
Today · 4.125%
HK$18,830
baseline
▲ 0.50% · 4.625%
HK$19,823
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,270
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$609/mo
Today · 4.125%
HK$20,479
baseline
▲ 0.50% · 4.625%
HK$21,725
+HK$1,246/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,958/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,438
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,013
−HK$583/mo
Today · 4.125%
HK$22,596
baseline
▲ 0.50% · 4.625%
HK$23,787
+HK$1,191/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,192/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$711/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,454/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,682
−HK$680/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,905
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$913/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,587
+HK$1,869/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,019
−HK$875/mo
Today · 4.125%
HK$33,894
baseline
▲ 0.50% · 4.625%
HK$35,681
+HK$1,787/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,788/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,274 · Scale 2, in force from 26 Feb 2026)