LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,623
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$165,620
−HK$5,076/mo
Today · 4.125%
HK$170,696
baseline
▲ 0.50% · 4.625%
HK$181,082
+HK$10,386/mo
Deposit HK$35.22M · loan HK$35.22M · min. income ≈ HK$341,392/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,692
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$183,484
−HK$4,862/mo
Today · 4.125%
HK$188,346
baseline
▲ 0.50% · 4.625%
HK$198,274
+HK$9,928/mo
Deposit HK$35.22M · loan HK$35.22M · min. income ≈ HK$376,692/mo (50% DSR)
Upfront cash ≈ HK$38.21M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,748
−HK$12,087/mo
▼ 0.25% · 3.875%
HK$198,743
−HK$6,092/mo
Today · 4.125%
HK$204,835
baseline
▲ 0.50% · 4.625%
HK$217,299
+HK$12,464/mo
Deposit HK$28.18M · loan HK$42.26M · min. income ≈ HK$409,670/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,430
−HK$11,585/mo
▼ 0.25% · 3.875%
HK$220,181
−HK$5,834/mo
Today · 4.125%
HK$226,015
baseline
▲ 0.50% · 4.625%
HK$237,929
+HK$11,914/mo
Deposit HK$28.18M · loan HK$42.26M · min. income ≈ HK$452,030/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,873
−HK$14,101/mo
▼ 0.25% · 3.875%
HK$231,867
−HK$7,107/mo
Today · 4.125%
HK$238,974
baseline
▲ 0.50% · 4.625%
HK$253,515
+HK$14,541/mo
Deposit HK$21.13M · loan HK$49.31M · min. income ≈ HK$477,948/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,168
−HK$13,516/mo
▼ 0.25% · 3.875%
HK$256,878
−HK$6,806/mo
Today · 4.125%
HK$263,684
baseline
▲ 0.50% · 4.625%
HK$277,583
+HK$13,899/mo
Deposit HK$21.13M · loan HK$49.31M · min. income ≈ HK$527,368/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,122
−HK$18,130/mo
▼ 0.25% · 3.875%
HK$298,115
−HK$9,137/mo
Today · 4.125%
HK$307,252
baseline
▲ 0.50% · 4.625%
HK$325,948
+HK$18,696/mo
Deposit HK$7.04M · loan HK$63.40M · min. income ≈ HK$614,504/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,645
−HK$17,378/mo
▼ 0.25% · 3.875%
HK$330,271
−HK$8,752/mo
Today · 4.125%
HK$339,023
baseline
▲ 0.50% · 4.625%
HK$356,893
+HK$17,870/mo
Deposit HK$7.04M · loan HK$63.40M · min. income ≈ HK$678,046/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,993,737 · Scale 2, in force from 26 Feb 2026)