LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,633
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$165,630
−HK$5,076/mo
Today · 4.125%
HK$170,706
baseline
▲ 0.50% · 4.625%
HK$181,093
+HK$10,387/mo
Deposit HK$35.22M · loan HK$35.22M · min. income ≈ HK$341,412/mo (50% DSR)
Upfront cash ≈ HK$38.22M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,703
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,496
−HK$4,862/mo
Today · 4.125%
HK$188,358
baseline
▲ 0.50% · 4.625%
HK$198,286
+HK$9,928/mo
Deposit HK$35.22M · loan HK$35.22M · min. income ≈ HK$376,716/mo (50% DSR)
Upfront cash ≈ HK$38.22M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,760
−HK$12,088/mo
▼ 0.25% · 3.875%
HK$198,756
−HK$6,092/mo
Today · 4.125%
HK$204,848
baseline
▲ 0.50% · 4.625%
HK$217,312
+HK$12,464/mo
Deposit HK$28.18M · loan HK$42.27M · min. income ≈ HK$409,696/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,443
−HK$11,586/mo
▼ 0.25% · 3.875%
HK$220,195
−HK$5,834/mo
Today · 4.125%
HK$226,029
baseline
▲ 0.50% · 4.625%
HK$237,943
+HK$11,914/mo
Deposit HK$28.18M · loan HK$42.27M · min. income ≈ HK$452,058/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,887
−HK$14,102/mo
▼ 0.25% · 3.875%
HK$231,882
−HK$7,107/mo
Today · 4.125%
HK$238,989
baseline
▲ 0.50% · 4.625%
HK$253,531
+HK$14,542/mo
Deposit HK$21.13M · loan HK$49.31M · min. income ≈ HK$477,978/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,184
−HK$13,517/mo
▼ 0.25% · 3.875%
HK$256,894
−HK$6,807/mo
Today · 4.125%
HK$263,701
baseline
▲ 0.50% · 4.625%
HK$277,601
+HK$13,900/mo
Deposit HK$21.13M · loan HK$49.31M · min. income ≈ HK$527,402/mo (50% DSR)
Upfront cash ≈ HK$24.13M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,140
−HK$18,131/mo
▼ 0.25% · 3.875%
HK$298,134
−HK$9,137/mo
Today · 4.125%
HK$307,271
baseline
▲ 0.50% · 4.625%
HK$325,968
+HK$18,697/mo
Deposit HK$7.04M · loan HK$63.40M · min. income ≈ HK$614,542/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,665
−HK$17,379/mo
▼ 0.25% · 3.875%
HK$330,292
−HK$8,752/mo
Today · 4.125%
HK$339,044
baseline
▲ 0.50% · 4.625%
HK$356,915
+HK$17,871/mo
Deposit HK$7.04M · loan HK$63.40M · min. income ≈ HK$678,088/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,993,923 · Scale 2, in force from 26 Feb 2026)