LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,066
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,565
−HK$508/mo
Today · 4.125%
HK$17,073
baseline
▲ 0.50% · 4.625%
HK$18,112
+HK$1,039/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,146/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,873
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,352
−HK$486/mo
Today · 4.125%
HK$18,838
baseline
▲ 0.50% · 4.625%
HK$19,831
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,676/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,279
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,878
−HK$610/mo
Today · 4.125%
HK$20,488
baseline
▲ 0.50% · 4.625%
HK$21,734
+HK$1,246/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,976/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,447
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,023
−HK$583/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,798
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$711/mo
Today · 4.125%
HK$23,902
baseline
▲ 0.50% · 4.625%
HK$25,357
+HK$1,455/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,804/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,022
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,693
−HK$681/mo
Today · 4.125%
HK$26,374
baseline
▲ 0.50% · 4.625%
HK$27,764
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,748/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,918
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,818
−HK$914/mo
Today · 4.125%
HK$30,732
baseline
▲ 0.50% · 4.625%
HK$32,601
+HK$1,869/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$61,464/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,171
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,034
−HK$875/mo
Today · 4.125%
HK$33,909
baseline
▲ 0.50% · 4.625%
HK$35,697
+HK$1,788/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$67,818/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,366 · Scale 2, in force from 26 Feb 2026)