LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,721
−HK$10,078/mo
▼ 0.25% · 3.875%
HK$165,720
−HK$5,079/mo
Today · 4.125%
HK$170,799
baseline
▲ 0.50% · 4.625%
HK$181,192
+HK$10,393/mo
Deposit HK$35.24M · loan HK$35.24M · min. income ≈ HK$341,598/mo (50% DSR)
Upfront cash ≈ HK$38.24M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,800
−HK$9,660/mo
▼ 0.25% · 3.875%
HK$183,595
−HK$4,865/mo
Today · 4.125%
HK$188,460
baseline
▲ 0.50% · 4.625%
HK$198,394
+HK$9,934/mo
Deposit HK$35.24M · loan HK$35.24M · min. income ≈ HK$376,920/mo (50% DSR)
Upfront cash ≈ HK$38.24M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,865
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,864
−HK$6,095/mo
Today · 4.125%
HK$204,959
baseline
▲ 0.50% · 4.625%
HK$217,430
+HK$12,471/mo
Deposit HK$28.19M · loan HK$42.29M · min. income ≈ HK$409,918/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,560
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$220,315
−HK$5,837/mo
Today · 4.125%
HK$226,152
baseline
▲ 0.50% · 4.625%
HK$238,073
+HK$11,921/mo
Deposit HK$28.19M · loan HK$42.29M · min. income ≈ HK$452,304/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,009
−HK$14,110/mo
▼ 0.25% · 3.875%
HK$232,008
−HK$7,111/mo
Today · 4.125%
HK$239,119
baseline
▲ 0.50% · 4.625%
HK$253,669
+HK$14,550/mo
Deposit HK$21.15M · loan HK$49.34M · min. income ≈ HK$478,238/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,320
−HK$13,524/mo
▼ 0.25% · 3.875%
HK$257,034
−HK$6,810/mo
Today · 4.125%
HK$263,844
baseline
▲ 0.50% · 4.625%
HK$277,752
+HK$13,908/mo
Deposit HK$21.15M · loan HK$49.34M · min. income ≈ HK$527,688/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,297
−HK$18,142/mo
▼ 0.25% · 3.875%
HK$298,296
−HK$9,143/mo
Today · 4.125%
HK$307,439
baseline
▲ 0.50% · 4.625%
HK$326,146
+HK$18,707/mo
Deposit HK$7.05M · loan HK$63.44M · min. income ≈ HK$614,878/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,840
−HK$17,388/mo
▼ 0.25% · 3.875%
HK$330,472
−HK$8,756/mo
Today · 4.125%
HK$339,228
baseline
▲ 0.50% · 4.625%
HK$357,110
+HK$17,882/mo
Deposit HK$7.05M · loan HK$63.44M · min. income ≈ HK$678,456/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,995,554 · Scale 2, in force from 26 Feb 2026)