LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,073
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,573
−HK$508/mo
Today · 4.125%
HK$17,081
baseline
▲ 0.50% · 4.625%
HK$18,120
+HK$1,039/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,162/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,881
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$487/mo
Today · 4.125%
HK$18,847
baseline
▲ 0.50% · 4.625%
HK$19,840
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,694/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,287
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,887
−HK$610/mo
Today · 4.125%
HK$20,497
baseline
▲ 0.50% · 4.625%
HK$21,744
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,994/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,457
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,033
−HK$583/mo
Today · 4.125%
HK$22,616
baseline
▲ 0.50% · 4.625%
HK$23,808
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,232/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,502
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$711/mo
Today · 4.125%
HK$23,913
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,455/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,826/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$681/mo
Today · 4.125%
HK$26,386
baseline
▲ 0.50% · 4.625%
HK$27,777
+HK$1,391/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,772/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,831
−HK$914/mo
Today · 4.125%
HK$30,745
baseline
▲ 0.50% · 4.625%
HK$32,616
+HK$1,871/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$61,490/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,186
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,049
−HK$875/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,713
+HK$1,789/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,461 · Scale 2, in force from 26 Feb 2026)