LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,735
−HK$10,080/mo
▼ 0.25% · 3.875%
HK$165,735
−HK$5,080/mo
Today · 4.125%
HK$170,815
baseline
▲ 0.50% · 4.625%
HK$181,208
+HK$10,393/mo
Deposit HK$35.24M · loan HK$35.24M · min. income ≈ HK$341,630/mo (50% DSR)
Upfront cash ≈ HK$38.24M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,816
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$183,612
−HK$4,865/mo
Today · 4.125%
HK$188,477
baseline
▲ 0.50% · 4.625%
HK$198,412
+HK$9,935/mo
Deposit HK$35.24M · loan HK$35.24M · min. income ≈ HK$376,954/mo (50% DSR)
Upfront cash ≈ HK$38.24M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,882
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$198,882
−HK$6,095/mo
Today · 4.125%
HK$204,977
baseline
▲ 0.50% · 4.625%
HK$217,450
+HK$12,473/mo
Deposit HK$28.20M · loan HK$42.29M · min. income ≈ HK$409,954/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,579
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$220,334
−HK$5,838/mo
Today · 4.125%
HK$226,172
baseline
▲ 0.50% · 4.625%
HK$238,094
+HK$11,922/mo
Deposit HK$28.20M · loan HK$42.29M · min. income ≈ HK$452,344/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,029
−HK$14,111/mo
▼ 0.25% · 3.875%
HK$232,029
−HK$7,111/mo
Today · 4.125%
HK$239,140
baseline
▲ 0.50% · 4.625%
HK$253,691
+HK$14,551/mo
Deposit HK$21.15M · loan HK$49.34M · min. income ≈ HK$478,280/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,343
−HK$13,525/mo
▼ 0.25% · 3.875%
HK$257,057
−HK$6,811/mo
Today · 4.125%
HK$263,868
baseline
▲ 0.50% · 4.625%
HK$277,777
+HK$13,909/mo
Deposit HK$21.15M · loan HK$49.34M · min. income ≈ HK$527,736/mo (50% DSR)
Upfront cash ≈ HK$24.14M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,323
−HK$18,143/mo
▼ 0.25% · 3.875%
HK$298,323
−HK$9,143/mo
Today · 4.125%
HK$307,466
baseline
▲ 0.50% · 4.625%
HK$326,175
+HK$18,709/mo
Deposit HK$7.05M · loan HK$63.44M · min. income ≈ HK$614,932/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,869
−HK$17,390/mo
▼ 0.25% · 3.875%
HK$330,501
−HK$8,758/mo
Today · 4.125%
HK$339,259
baseline
▲ 0.50% · 4.625%
HK$357,141
+HK$17,882/mo
Deposit HK$7.05M · loan HK$63.44M · min. income ≈ HK$678,518/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$2,995,821 · Scale 2, in force from 26 Feb 2026)