LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,761
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,761
−HK$5,081/mo
Today · 4.125%
HK$170,842
baseline
▲ 0.50% · 4.625%
HK$181,237
+HK$10,395/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$341,684/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,845
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$183,641
−HK$4,866/mo
Today · 4.125%
HK$188,507
baseline
▲ 0.50% · 4.625%
HK$198,443
+HK$9,936/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$377,014/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,913
−HK$12,097/mo
▼ 0.25% · 3.875%
HK$198,913
−HK$6,097/mo
Today · 4.125%
HK$205,010
baseline
▲ 0.50% · 4.625%
HK$217,484
+HK$12,474/mo
Deposit HK$28.20M · loan HK$42.30M · min. income ≈ HK$410,020/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,614
−HK$11,594/mo
▼ 0.25% · 3.875%
HK$220,369
−HK$5,839/mo
Today · 4.125%
HK$226,208
baseline
▲ 0.50% · 4.625%
HK$238,132
+HK$11,924/mo
Deposit HK$28.20M · loan HK$42.30M · min. income ≈ HK$452,416/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,065
−HK$14,113/mo
▼ 0.25% · 3.875%
HK$232,066
−HK$7,112/mo
Today · 4.125%
HK$239,178
baseline
▲ 0.50% · 4.625%
HK$253,732
+HK$14,554/mo
Deposit HK$21.15M · loan HK$49.35M · min. income ≈ HK$478,356/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,382
−HK$13,528/mo
▼ 0.25% · 3.875%
HK$257,098
−HK$6,812/mo
Today · 4.125%
HK$263,910
baseline
▲ 0.50% · 4.625%
HK$277,821
+HK$13,911/mo
Deposit HK$21.15M · loan HK$49.35M · min. income ≈ HK$527,820/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,369
−HK$18,146/mo
▼ 0.25% · 3.875%
HK$298,370
−HK$9,145/mo
Today · 4.125%
HK$307,515
baseline
▲ 0.50% · 4.625%
HK$326,227
+HK$18,712/mo
Deposit HK$7.05M · loan HK$63.45M · min. income ≈ HK$615,030/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,920
−HK$17,393/mo
▼ 0.25% · 3.875%
HK$330,554
−HK$8,759/mo
Today · 4.125%
HK$339,313
baseline
▲ 0.50% · 4.625%
HK$357,198
+HK$17,885/mo
Deposit HK$7.05M · loan HK$63.45M · min. income ≈ HK$678,626/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,298 · Scale 2, in force from 26 Feb 2026)