LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,766
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,767
−HK$5,080/mo
Today · 4.125%
HK$170,847
baseline
▲ 0.50% · 4.625%
HK$181,243
+HK$10,396/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$341,694/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,850
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$183,647
−HK$4,866/mo
Today · 4.125%
HK$188,513
baseline
▲ 0.50% · 4.625%
HK$198,450
+HK$9,937/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$377,026/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,919
−HK$12,098/mo
▼ 0.25% · 3.875%
HK$198,920
−HK$6,097/mo
Today · 4.125%
HK$205,017
baseline
▲ 0.50% · 4.625%
HK$217,492
+HK$12,475/mo
Deposit HK$28.20M · loan HK$42.30M · min. income ≈ HK$410,034/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,620
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$220,376
−HK$5,840/mo
Today · 4.125%
HK$226,216
baseline
▲ 0.50% · 4.625%
HK$238,140
+HK$11,924/mo
Deposit HK$28.20M · loan HK$42.30M · min. income ≈ HK$452,432/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,072
−HK$14,114/mo
▼ 0.25% · 3.875%
HK$232,073
−HK$7,113/mo
Today · 4.125%
HK$239,186
baseline
▲ 0.50% · 4.625%
HK$253,740
+HK$14,554/mo
Deposit HK$21.15M · loan HK$49.35M · min. income ≈ HK$478,372/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,391
−HK$13,527/mo
▼ 0.25% · 3.875%
HK$257,106
−HK$6,812/mo
Today · 4.125%
HK$263,918
baseline
▲ 0.50% · 4.625%
HK$277,830
+HK$13,912/mo
Deposit HK$21.15M · loan HK$49.35M · min. income ≈ HK$527,836/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,379
−HK$18,146/mo
▼ 0.25% · 3.875%
HK$298,380
−HK$9,145/mo
Today · 4.125%
HK$307,525
baseline
▲ 0.50% · 4.625%
HK$326,237
+HK$18,712/mo
Deposit HK$7.05M · loan HK$63.45M · min. income ≈ HK$615,050/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,931
−HK$17,393/mo
▼ 0.25% · 3.875%
HK$330,565
−HK$8,759/mo
Today · 4.125%
HK$339,324
baseline
▲ 0.50% · 4.625%
HK$357,210
+HK$17,886/mo
Deposit HK$7.05M · loan HK$63.45M · min. income ≈ HK$678,648/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,395 · Scale 2, in force from 26 Feb 2026)