LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,780
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$165,781
−HK$5,081/mo
Today · 4.125%
HK$170,862
baseline
▲ 0.50% · 4.625%
HK$181,259
+HK$10,397/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$341,724/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,866
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$183,663
−HK$4,867/mo
Today · 4.125%
HK$188,530
baseline
▲ 0.50% · 4.625%
HK$198,468
+HK$9,938/mo
Deposit HK$35.25M · loan HK$35.25M · min. income ≈ HK$377,060/mo (50% DSR)
Upfront cash ≈ HK$38.25M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,936
−HK$12,099/mo
▼ 0.25% · 3.875%
HK$198,938
−HK$6,097/mo
Today · 4.125%
HK$205,035
baseline
▲ 0.50% · 4.625%
HK$217,511
+HK$12,476/mo
Deposit HK$28.20M · loan HK$42.31M · min. income ≈ HK$410,070/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,640
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$220,396
−HK$5,840/mo
Today · 4.125%
HK$226,236
baseline
▲ 0.50% · 4.625%
HK$238,161
+HK$11,925/mo
Deposit HK$28.20M · loan HK$42.31M · min. income ≈ HK$452,472/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,092
−HK$14,115/mo
▼ 0.25% · 3.875%
HK$232,094
−HK$7,113/mo
Today · 4.125%
HK$239,207
baseline
▲ 0.50% · 4.625%
HK$253,763
+HK$14,556/mo
Deposit HK$21.15M · loan HK$49.36M · min. income ≈ HK$478,414/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,413
−HK$13,529/mo
▼ 0.25% · 3.875%
HK$257,129
−HK$6,813/mo
Today · 4.125%
HK$263,942
baseline
▲ 0.50% · 4.625%
HK$277,855
+HK$13,913/mo
Deposit HK$21.15M · loan HK$49.36M · min. income ≈ HK$527,884/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,404
−HK$18,148/mo
▼ 0.25% · 3.875%
HK$298,406
−HK$9,146/mo
Today · 4.125%
HK$307,552
baseline
▲ 0.50% · 4.625%
HK$326,266
+HK$18,714/mo
Deposit HK$7.05M · loan HK$63.46M · min. income ≈ HK$615,104/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,959
−HK$17,395/mo
▼ 0.25% · 3.875%
HK$330,594
−HK$8,760/mo
Today · 4.125%
HK$339,354
baseline
▲ 0.50% · 4.625%
HK$357,242
+HK$17,888/mo
Deposit HK$7.05M · loan HK$63.46M · min. income ≈ HK$678,708/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,662 · Scale 2, in force from 26 Feb 2026)