LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,796
−HK$10,083/mo
▼ 0.25% · 3.875%
HK$165,797
−HK$5,082/mo
Today · 4.125%
HK$170,879
baseline
▲ 0.50% · 4.625%
HK$181,277
+HK$10,398/mo
Deposit HK$35.26M · loan HK$35.26M · min. income ≈ HK$341,758/mo (50% DSR)
Upfront cash ≈ HK$38.26M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,884
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$183,681
−HK$4,867/mo
Today · 4.125%
HK$188,548
baseline
▲ 0.50% · 4.625%
HK$198,487
+HK$9,939/mo
Deposit HK$35.26M · loan HK$35.26M · min. income ≈ HK$377,096/mo (50% DSR)
Upfront cash ≈ HK$38.26M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,955
−HK$12,100/mo
▼ 0.25% · 3.875%
HK$198,957
−HK$6,098/mo
Today · 4.125%
HK$205,055
baseline
▲ 0.50% · 4.625%
HK$217,532
+HK$12,477/mo
Deposit HK$28.21M · loan HK$42.31M · min. income ≈ HK$410,110/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,660
−HK$11,598/mo
▼ 0.25% · 3.875%
HK$220,418
−HK$5,840/mo
Today · 4.125%
HK$226,258
baseline
▲ 0.50% · 4.625%
HK$238,184
+HK$11,926/mo
Deposit HK$28.21M · loan HK$42.31M · min. income ≈ HK$452,516/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,114
−HK$14,117/mo
▼ 0.25% · 3.875%
HK$232,116
−HK$7,115/mo
Today · 4.125%
HK$239,231
baseline
▲ 0.50% · 4.625%
HK$253,787
+HK$14,556/mo
Deposit HK$21.15M · loan HK$49.36M · min. income ≈ HK$478,462/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,437
−HK$13,531/mo
▼ 0.25% · 3.875%
HK$257,154
−HK$6,814/mo
Today · 4.125%
HK$263,968
baseline
▲ 0.50% · 4.625%
HK$277,882
+HK$13,914/mo
Deposit HK$21.15M · loan HK$49.36M · min. income ≈ HK$527,936/mo (50% DSR)
Upfront cash ≈ HK$24.15M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,432
−HK$18,150/mo
▼ 0.25% · 3.875%
HK$298,435
−HK$9,147/mo
Today · 4.125%
HK$307,582
baseline
▲ 0.50% · 4.625%
HK$326,298
+HK$18,716/mo
Deposit HK$7.05M · loan HK$63.46M · min. income ≈ HK$615,164/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,991
−HK$17,396/mo
▼ 0.25% · 3.875%
HK$330,626
−HK$8,761/mo
Today · 4.125%
HK$339,387
baseline
▲ 0.50% · 4.625%
HK$357,276
+HK$17,889/mo
Deposit HK$7.05M · loan HK$63.46M · min. income ≈ HK$678,774/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,996,954 · Scale 2, in force from 26 Feb 2026)