LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,081
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,581
−HK$509/mo
Today · 4.125%
HK$17,090
baseline
▲ 0.50% · 4.625%
HK$18,130
+HK$1,040/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,180/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,890
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$487/mo
Today · 4.125%
HK$18,857
baseline
▲ 0.50% · 4.625%
HK$19,851
+HK$994/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,714/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,297
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,898
−HK$610/mo
Today · 4.125%
HK$20,508
baseline
▲ 0.50% · 4.625%
HK$21,755
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,016/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,468
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$584/mo
Today · 4.125%
HK$22,628
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,193/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,256/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,514
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$712/mo
Today · 4.125%
HK$23,926
baseline
▲ 0.50% · 4.625%
HK$25,381
+HK$1,455/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,852/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,046
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$681/mo
Today · 4.125%
HK$26,399
baseline
▲ 0.50% · 4.625%
HK$27,791
+HK$1,392/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,798/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,946
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,847
−HK$914/mo
Today · 4.125%
HK$30,761
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,872/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,522/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,202
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$876/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$1,789/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,572 · Scale 2, in force from 26 Feb 2026)