LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,840
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,843
−HK$5,083/mo
Today · 4.125%
HK$170,926
baseline
▲ 0.50% · 4.625%
HK$181,327
+HK$10,401/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$341,852/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,933
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,732
−HK$4,868/mo
Today · 4.125%
HK$188,600
baseline
▲ 0.50% · 4.625%
HK$198,542
+HK$9,942/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$377,200/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,008
−HK$12,104/mo
▼ 0.25% · 3.875%
HK$199,012
−HK$6,100/mo
Today · 4.125%
HK$205,112
baseline
▲ 0.50% · 4.625%
HK$217,592
+HK$12,480/mo
Deposit HK$28.21M · loan HK$42.32M · min. income ≈ HK$410,224/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,720
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$220,478
−HK$5,842/mo
Today · 4.125%
HK$226,320
baseline
▲ 0.50% · 4.625%
HK$238,250
+HK$11,930/mo
Deposit HK$28.21M · loan HK$42.32M · min. income ≈ HK$452,640/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,176
−HK$14,121/mo
▼ 0.25% · 3.875%
HK$232,180
−HK$7,117/mo
Today · 4.125%
HK$239,297
baseline
▲ 0.50% · 4.625%
HK$253,857
+HK$14,560/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$478,594/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,506
−HK$13,534/mo
▼ 0.25% · 3.875%
HK$257,225
−HK$6,815/mo
Today · 4.125%
HK$264,040
baseline
▲ 0.50% · 4.625%
HK$277,958
+HK$13,918/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$528,080/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,512
−HK$18,155/mo
▼ 0.25% · 3.875%
HK$298,518
−HK$9,149/mo
Today · 4.125%
HK$307,667
baseline
▲ 0.50% · 4.625%
HK$326,388
+HK$18,721/mo
Deposit HK$7.05M · loan HK$63.48M · min. income ≈ HK$615,334/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,080
−HK$17,400/mo
▼ 0.25% · 3.875%
HK$330,718
−HK$8,762/mo
Today · 4.125%
HK$339,480
baseline
▲ 0.50% · 4.625%
HK$357,375
+HK$17,895/mo
Deposit HK$7.05M · loan HK$63.48M · min. income ≈ HK$678,960/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,997,780 · Scale 2, in force from 26 Feb 2026)