LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,856
−HK$10,087/mo
▼ 0.25% · 3.875%
HK$165,859
−HK$5,084/mo
Today · 4.125%
HK$170,943
baseline
▲ 0.50% · 4.625%
HK$181,344
+HK$10,401/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$341,886/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,950
−HK$9,668/mo
▼ 0.25% · 3.875%
HK$183,750
−HK$4,868/mo
Today · 4.125%
HK$188,618
baseline
▲ 0.50% · 4.625%
HK$198,561
+HK$9,943/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$377,236/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,027
−HK$12,104/mo
▼ 0.25% · 3.875%
HK$199,031
−HK$6,100/mo
Today · 4.125%
HK$205,131
baseline
▲ 0.50% · 4.625%
HK$217,613
+HK$12,482/mo
Deposit HK$28.22M · loan HK$42.33M · min. income ≈ HK$410,262/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,740
−HK$11,602/mo
▼ 0.25% · 3.875%
HK$220,500
−HK$5,842/mo
Today · 4.125%
HK$226,342
baseline
▲ 0.50% · 4.625%
HK$238,273
+HK$11,931/mo
Deposit HK$28.22M · loan HK$42.33M · min. income ≈ HK$452,684/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,198
−HK$14,122/mo
▼ 0.25% · 3.875%
HK$232,203
−HK$7,117/mo
Today · 4.125%
HK$239,320
baseline
▲ 0.50% · 4.625%
HK$253,882
+HK$14,562/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$478,640/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,530
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$257,250
−HK$6,816/mo
Today · 4.125%
HK$264,066
baseline
▲ 0.50% · 4.625%
HK$277,985
+HK$13,919/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$528,132/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,540
−HK$18,157/mo
▼ 0.25% · 3.875%
HK$298,547
−HK$9,150/mo
Today · 4.125%
HK$307,697
baseline
▲ 0.50% · 4.625%
HK$326,420
+HK$18,723/mo
Deposit HK$7.05M · loan HK$63.49M · min. income ≈ HK$615,394/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,111
−HK$17,402/mo
▼ 0.25% · 3.875%
HK$330,749
−HK$8,764/mo
Today · 4.125%
HK$339,513
baseline
▲ 0.50% · 4.625%
HK$357,409
+HK$17,896/mo
Deposit HK$7.05M · loan HK$63.49M · min. income ≈ HK$679,026/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,998,070 · Scale 2, in force from 26 Feb 2026)