LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,868
−HK$10,087/mo
▼ 0.25% · 3.875%
HK$165,871
−HK$5,084/mo
Today · 4.125%
HK$170,955
baseline
▲ 0.50% · 4.625%
HK$181,358
+HK$10,403/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$341,910/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,964
−HK$9,668/mo
▼ 0.25% · 3.875%
HK$183,763
−HK$4,869/mo
Today · 4.125%
HK$188,632
baseline
▲ 0.50% · 4.625%
HK$198,576
+HK$9,944/mo
Deposit HK$35.27M · loan HK$35.27M · min. income ≈ HK$377,264/mo (50% DSR)
Upfront cash ≈ HK$38.27M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,041
−HK$12,105/mo
▼ 0.25% · 3.875%
HK$199,046
−HK$6,100/mo
Today · 4.125%
HK$205,146
baseline
▲ 0.50% · 4.625%
HK$217,629
+HK$12,483/mo
Deposit HK$28.22M · loan HK$42.33M · min. income ≈ HK$410,292/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,756
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$220,516
−HK$5,843/mo
Today · 4.125%
HK$226,359
baseline
▲ 0.50% · 4.625%
HK$238,291
+HK$11,932/mo
Deposit HK$28.22M · loan HK$42.33M · min. income ≈ HK$452,718/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,215
−HK$14,123/mo
▼ 0.25% · 3.875%
HK$232,220
−HK$7,118/mo
Today · 4.125%
HK$239,338
baseline
▲ 0.50% · 4.625%
HK$253,901
+HK$14,563/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$478,676/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,549
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$257,269
−HK$6,816/mo
Today · 4.125%
HK$264,085
baseline
▲ 0.50% · 4.625%
HK$278,006
+HK$13,921/mo
Deposit HK$21.16M · loan HK$49.38M · min. income ≈ HK$528,170/mo (50% DSR)
Upfront cash ≈ HK$24.16M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,562
−HK$18,158/mo
▼ 0.25% · 3.875%
HK$298,569
−HK$9,151/mo
Today · 4.125%
HK$307,720
baseline
▲ 0.50% · 4.625%
HK$326,444
+HK$18,724/mo
Deposit HK$7.05M · loan HK$63.49M · min. income ≈ HK$615,440/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,134
−HK$17,404/mo
▼ 0.25% · 3.875%
HK$330,774
−HK$8,764/mo
Today · 4.125%
HK$339,538
baseline
▲ 0.50% · 4.625%
HK$357,436
+HK$17,898/mo
Deposit HK$7.05M · loan HK$63.49M · min. income ≈ HK$679,076/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$2,998,292 · Scale 2, in force from 26 Feb 2026)