LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,087
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,588
−HK$508/mo
Today · 4.125%
HK$17,096
baseline
▲ 0.50% · 4.625%
HK$18,136
+HK$1,040/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,192/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,897
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,377
−HK$487/mo
Today · 4.125%
HK$18,864
baseline
▲ 0.50% · 4.625%
HK$19,858
+HK$994/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,728/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,305
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,905
−HK$610/mo
Today · 4.125%
HK$20,515
baseline
▲ 0.50% · 4.625%
HK$21,763
+HK$1,248/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,030/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,476
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$584/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,194/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,522
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,223
−HK$711/mo
Today · 4.125%
HK$23,934
baseline
▲ 0.50% · 4.625%
HK$25,391
+HK$1,457/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,868/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,055
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$682/mo
Today · 4.125%
HK$26,409
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,392/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,818/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,957
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$915/mo
Today · 4.125%
HK$30,773
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,872/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,546/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,214
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$877/mo
Today · 4.125%
HK$33,955
baseline
▲ 0.50% · 4.625%
HK$35,744
+HK$1,789/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,910/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,649 · Scale 2, in force from 26 Feb 2026)