LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,094
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,594
−HK$509/mo
Today · 4.125%
HK$17,103
baseline
▲ 0.50% · 4.625%
HK$18,144
+HK$1,041/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,206/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,904
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,384
−HK$487/mo
Today · 4.125%
HK$18,871
baseline
▲ 0.50% · 4.625%
HK$19,866
+HK$995/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,742/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,913
−HK$610/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,772
+HK$1,249/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,061
−HK$585/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,193/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,531
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,232
−HK$712/mo
Today · 4.125%
HK$23,944
baseline
▲ 0.50% · 4.625%
HK$25,401
+HK$1,457/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,888/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$682/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,393/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$915/mo
Today · 4.125%
HK$30,785
baseline
▲ 0.50% · 4.625%
HK$32,658
+HK$1,873/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$61,570/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,227
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,092
−HK$876/mo
Today · 4.125%
HK$33,968
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$1,791/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$67,936/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,736 · Scale 2, in force from 26 Feb 2026)