LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,958
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$165,965
−HK$5,087/mo
Today · 4.125%
HK$171,052
baseline
▲ 0.50% · 4.625%
HK$181,460
+HK$10,408/mo
Deposit HK$35.29M · loan HK$35.29M · min. income ≈ HK$342,104/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,064
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$183,867
−HK$4,872/mo
Today · 4.125%
HK$188,739
baseline
▲ 0.50% · 4.625%
HK$198,687
+HK$9,948/mo
Deposit HK$35.29M · loan HK$35.29M · min. income ≈ HK$377,478/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,150
−HK$12,112/mo
▼ 0.25% · 3.875%
HK$199,158
−HK$6,104/mo
Today · 4.125%
HK$205,262
baseline
▲ 0.50% · 4.625%
HK$217,752
+HK$12,490/mo
Deposit HK$28.24M · loan HK$42.35M · min. income ≈ HK$410,524/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,877
−HK$11,609/mo
▼ 0.25% · 3.875%
HK$220,640
−HK$5,846/mo
Today · 4.125%
HK$226,486
baseline
▲ 0.50% · 4.625%
HK$238,425
+HK$11,939/mo
Deposit HK$28.24M · loan HK$42.35M · min. income ≈ HK$452,972/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,341
−HK$14,131/mo
▼ 0.25% · 3.875%
HK$232,351
−HK$7,121/mo
Today · 4.125%
HK$239,472
baseline
▲ 0.50% · 4.625%
HK$254,044
+HK$14,572/mo
Deposit HK$21.18M · loan HK$49.41M · min. income ≈ HK$478,944/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,690
−HK$13,544/mo
▼ 0.25% · 3.875%
HK$257,413
−HK$6,821/mo
Today · 4.125%
HK$264,234
baseline
▲ 0.50% · 4.625%
HK$278,162
+HK$13,928/mo
Deposit HK$21.18M · loan HK$49.41M · min. income ≈ HK$528,468/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,725
−HK$18,168/mo
▼ 0.25% · 3.875%
HK$298,737
−HK$9,156/mo
Today · 4.125%
HK$307,893
baseline
▲ 0.50% · 4.625%
HK$326,628
+HK$18,735/mo
Deposit HK$7.06M · loan HK$63.53M · min. income ≈ HK$615,786/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,316
−HK$17,413/mo
▼ 0.25% · 3.875%
HK$330,960
−HK$8,769/mo
Today · 4.125%
HK$339,729
baseline
▲ 0.50% · 4.625%
HK$357,637
+HK$17,908/mo
Deposit HK$7.06M · loan HK$63.53M · min. income ≈ HK$679,458/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$2,999,979 · Scale 2, in force from 26 Feb 2026)