LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,098
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,599
−HK$509/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,149
+HK$1,041/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,909
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,389
−HK$488/mo
Today · 4.125%
HK$18,877
baseline
▲ 0.50% · 4.625%
HK$19,872
+HK$995/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,754/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,318
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,919
−HK$610/mo
Today · 4.125%
HK$20,529
baseline
▲ 0.50% · 4.625%
HK$21,778
+HK$1,249/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$41,058/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,491
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$585/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$23,846
+HK$1,194/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,238
−HK$713/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,408
+HK$1,457/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,073
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,745
−HK$682/mo
Today · 4.125%
HK$26,427
baseline
▲ 0.50% · 4.625%
HK$27,820
+HK$1,393/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,854/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,977
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,878
−HK$916/mo
Today · 4.125%
HK$30,794
baseline
▲ 0.50% · 4.625%
HK$32,667
+HK$1,873/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$61,588/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,236
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$877/mo
Today · 4.125%
HK$33,978
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$1,791/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$67,956/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,793 · Scale 2, in force from 26 Feb 2026)