LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,994
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,002
−HK$5,088/mo
Today · 4.125%
HK$171,090
baseline
▲ 0.50% · 4.625%
HK$181,500
+HK$10,410/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$342,180/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,104
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,908
−HK$4,873/mo
Today · 4.125%
HK$188,781
baseline
▲ 0.50% · 4.625%
HK$198,732
+HK$9,951/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$377,562/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,193
−HK$12,115/mo
▼ 0.25% · 3.875%
HK$199,202
−HK$6,106/mo
Today · 4.125%
HK$205,308
baseline
▲ 0.50% · 4.625%
HK$217,800
+HK$12,492/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$410,616/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,925
−HK$11,612/mo
▼ 0.25% · 3.875%
HK$220,689
−HK$5,848/mo
Today · 4.125%
HK$226,537
baseline
▲ 0.50% · 4.625%
HK$238,478
+HK$11,941/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$453,074/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,392
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$232,403
−HK$7,123/mo
Today · 4.125%
HK$239,526
baseline
▲ 0.50% · 4.625%
HK$254,100
+HK$14,574/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$479,052/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,746
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$257,471
−HK$6,822/mo
Today · 4.125%
HK$264,293
baseline
▲ 0.50% · 4.625%
HK$278,224
+HK$13,931/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$528,586/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,789
−HK$18,172/mo
▼ 0.25% · 3.875%
HK$298,803
−HK$9,158/mo
Today · 4.125%
HK$307,961
baseline
▲ 0.50% · 4.625%
HK$326,700
+HK$18,739/mo
Deposit HK$7.06M · loan HK$63.54M · min. income ≈ HK$615,922/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,388
−HK$17,417/mo
▼ 0.25% · 3.875%
HK$331,034
−HK$8,771/mo
Today · 4.125%
HK$339,805
baseline
▲ 0.50% · 4.625%
HK$357,717
+HK$17,912/mo
Deposit HK$7.06M · loan HK$63.54M · min. income ≈ HK$679,610/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,647 · Scale 2, in force from 26 Feb 2026)