LTV · monthly repayment
▼ 0.50% · 3.625%
HK$160,997
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,005
−HK$5,088/mo
Today · 4.125%
HK$171,093
baseline
▲ 0.50% · 4.625%
HK$181,503
+HK$10,410/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$342,186/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,107
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,911
−HK$4,873/mo
Today · 4.125%
HK$188,784
baseline
▲ 0.50% · 4.625%
HK$198,735
+HK$9,951/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$377,568/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,196
−HK$12,115/mo
▼ 0.25% · 3.875%
HK$199,206
−HK$6,105/mo
Today · 4.125%
HK$205,311
baseline
▲ 0.50% · 4.625%
HK$217,804
+HK$12,493/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$410,622/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,929
−HK$11,612/mo
▼ 0.25% · 3.875%
HK$220,693
−HK$5,848/mo
Today · 4.125%
HK$226,541
baseline
▲ 0.50% · 4.625%
HK$238,482
+HK$11,941/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$453,082/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,396
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$232,407
−HK$7,123/mo
Today · 4.125%
HK$239,530
baseline
▲ 0.50% · 4.625%
HK$254,105
+HK$14,575/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$479,060/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,750
−HK$13,548/mo
▼ 0.25% · 3.875%
HK$257,475
−HK$6,823/mo
Today · 4.125%
HK$264,298
baseline
▲ 0.50% · 4.625%
HK$278,229
+HK$13,931/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$528,596/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,794
−HK$18,173/mo
▼ 0.25% · 3.875%
HK$298,809
−HK$9,158/mo
Today · 4.125%
HK$307,967
baseline
▲ 0.50% · 4.625%
HK$326,706
+HK$18,739/mo
Deposit HK$7.06M · loan HK$63.54M · min. income ≈ HK$615,934/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,393
−HK$17,418/mo
▼ 0.25% · 3.875%
HK$331,040
−HK$8,771/mo
Today · 4.125%
HK$339,811
baseline
▲ 0.50% · 4.625%
HK$357,723
+HK$17,912/mo
Deposit HK$7.06M · loan HK$63.54M · min. income ≈ HK$679,622/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,701 · Scale 2, in force from 26 Feb 2026)