LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,100
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,601
−HK$508/mo
Today · 4.125%
HK$17,109
baseline
▲ 0.50% · 4.625%
HK$18,150
+HK$1,041/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,218/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,911
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,391
−HK$487/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$19,874
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,320
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,921
−HK$610/mo
Today · 4.125%
HK$20,531
baseline
▲ 0.50% · 4.625%
HK$21,780
+HK$1,249/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$41,062/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,493
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,069
−HK$585/mo
Today · 4.125%
HK$22,654
baseline
▲ 0.50% · 4.625%
HK$23,848
+HK$1,194/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,540
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,241
−HK$712/mo
Today · 4.125%
HK$23,953
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,458/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,906/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,075
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$682/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$27,823
+HK$1,393/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$916/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,874/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,239
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$877/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$35,772
+HK$1,791/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,815 · Scale 2, in force from 26 Feb 2026)