LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,000
−HK$10,097/mo
▼ 0.25% · 3.875%
HK$166,008
−HK$5,089/mo
Today · 4.125%
HK$171,097
baseline
▲ 0.50% · 4.625%
HK$181,507
+HK$10,410/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$342,194/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,111
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,915
−HK$4,873/mo
Today · 4.125%
HK$188,788
baseline
▲ 0.50% · 4.625%
HK$198,739
+HK$9,951/mo
Deposit HK$35.30M · loan HK$35.30M · min. income ≈ HK$377,576/mo (50% DSR)
Upfront cash ≈ HK$38.30M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,200
−HK$12,116/mo
▼ 0.25% · 3.875%
HK$199,210
−HK$6,106/mo
Today · 4.125%
HK$205,316
baseline
▲ 0.50% · 4.625%
HK$217,809
+HK$12,493/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$410,632/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,934
−HK$11,612/mo
▼ 0.25% · 3.875%
HK$220,698
−HK$5,848/mo
Today · 4.125%
HK$226,546
baseline
▲ 0.50% · 4.625%
HK$238,487
+HK$11,941/mo
Deposit HK$28.24M · loan HK$42.36M · min. income ≈ HK$453,092/mo (50% DSR)
Upfront cash ≈ HK$31.24M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,401
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$232,412
−HK$7,123/mo
Today · 4.125%
HK$239,535
baseline
▲ 0.50% · 4.625%
HK$254,110
+HK$14,575/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$479,070/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,756
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$257,481
−HK$6,822/mo
Today · 4.125%
HK$264,303
baseline
▲ 0.50% · 4.625%
HK$278,235
+HK$13,932/mo
Deposit HK$21.18M · loan HK$49.42M · min. income ≈ HK$528,606/mo (50% DSR)
Upfront cash ≈ HK$24.18M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,801
−HK$18,173/mo
▼ 0.25% · 3.875%
HK$298,815
−HK$9,159/mo
Today · 4.125%
HK$307,974
baseline
▲ 0.50% · 4.625%
HK$326,713
+HK$18,739/mo
Deposit HK$7.06M · loan HK$63.55M · min. income ≈ HK$615,948/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,400
−HK$17,419/mo
▼ 0.25% · 3.875%
HK$331,047
−HK$8,772/mo
Today · 4.125%
HK$339,819
baseline
▲ 0.50% · 4.625%
HK$357,731
+HK$17,912/mo
Deposit HK$7.06M · loan HK$63.55M · min. income ≈ HK$679,638/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,000,766 · Scale 2, in force from 26 Feb 2026)