LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,039
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$166,048
−HK$5,090/mo
Today · 4.125%
HK$171,138
baseline
▲ 0.50% · 4.625%
HK$181,551
+HK$10,413/mo
Deposit HK$35.31M · loan HK$35.31M · min. income ≈ HK$342,276/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,154
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$183,959
−HK$4,874/mo
Today · 4.125%
HK$188,833
baseline
▲ 0.50% · 4.625%
HK$198,787
+HK$9,954/mo
Deposit HK$35.31M · loan HK$35.31M · min. income ≈ HK$377,666/mo (50% DSR)
Upfront cash ≈ HK$38.31M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,247
−HK$12,118/mo
▼ 0.25% · 3.875%
HK$199,258
−HK$6,107/mo
Today · 4.125%
HK$205,365
baseline
▲ 0.50% · 4.625%
HK$217,861
+HK$12,496/mo
Deposit HK$28.25M · loan HK$42.37M · min. income ≈ HK$410,730/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,985
−HK$11,615/mo
▼ 0.25% · 3.875%
HK$220,751
−HK$5,849/mo
Today · 4.125%
HK$226,600
baseline
▲ 0.50% · 4.625%
HK$238,545
+HK$11,945/mo
Deposit HK$28.25M · loan HK$42.37M · min. income ≈ HK$453,200/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,455
−HK$14,138/mo
▼ 0.25% · 3.875%
HK$232,468
−HK$7,125/mo
Today · 4.125%
HK$239,593
baseline
▲ 0.50% · 4.625%
HK$254,171
+HK$14,578/mo
Deposit HK$21.19M · loan HK$49.44M · min. income ≈ HK$479,186/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,816
−HK$13,551/mo
▼ 0.25% · 3.875%
HK$257,543
−HK$6,824/mo
Today · 4.125%
HK$264,367
baseline
▲ 0.50% · 4.625%
HK$278,302
+HK$13,935/mo
Deposit HK$21.19M · loan HK$49.44M · min. income ≈ HK$528,734/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,870
−HK$18,178/mo
▼ 0.25% · 3.875%
HK$298,887
−HK$9,161/mo
Today · 4.125%
HK$308,048
baseline
▲ 0.50% · 4.625%
HK$326,792
+HK$18,744/mo
Deposit HK$7.06M · loan HK$63.56M · min. income ≈ HK$616,096/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,478
−HK$17,422/mo
▼ 0.25% · 3.875%
HK$331,126
−HK$8,774/mo
Today · 4.125%
HK$339,900
baseline
▲ 0.50% · 4.625%
HK$357,817
+HK$17,917/mo
Deposit HK$7.06M · loan HK$63.56M · min. income ≈ HK$679,800/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,001,486 · Scale 2, in force from 26 Feb 2026)