LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,057
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$166,066
−HK$5,090/mo
Today · 4.125%
HK$171,156
baseline
▲ 0.50% · 4.625%
HK$181,571
+HK$10,415/mo
Deposit HK$35.32M · loan HK$35.32M · min. income ≈ HK$342,312/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,174
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$183,979
−HK$4,875/mo
Today · 4.125%
HK$188,854
baseline
▲ 0.50% · 4.625%
HK$198,809
+HK$9,955/mo
Deposit HK$35.32M · loan HK$35.32M · min. income ≈ HK$377,708/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,268
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$199,280
−HK$6,107/mo
Today · 4.125%
HK$205,387
baseline
▲ 0.50% · 4.625%
HK$217,885
+HK$12,498/mo
Deposit HK$28.25M · loan HK$42.38M · min. income ≈ HK$410,774/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,009
−HK$11,616/mo
▼ 0.25% · 3.875%
HK$220,775
−HK$5,850/mo
Today · 4.125%
HK$226,625
baseline
▲ 0.50% · 4.625%
HK$238,570
+HK$11,945/mo
Deposit HK$28.25M · loan HK$42.38M · min. income ≈ HK$453,250/mo (50% DSR)
Upfront cash ≈ HK$31.25M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,479
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,493
−HK$7,126/mo
Today · 4.125%
HK$239,619
baseline
▲ 0.50% · 4.625%
HK$254,199
+HK$14,580/mo
Deposit HK$21.19M · loan HK$49.44M · min. income ≈ HK$479,238/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,843
−HK$13,553/mo
▼ 0.25% · 3.875%
HK$257,571
−HK$6,825/mo
Today · 4.125%
HK$264,396
baseline
▲ 0.50% · 4.625%
HK$278,332
+HK$13,936/mo
Deposit HK$21.19M · loan HK$49.44M · min. income ≈ HK$528,792/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,902
−HK$18,179/mo
▼ 0.25% · 3.875%
HK$298,919
−HK$9,162/mo
Today · 4.125%
HK$308,081
baseline
▲ 0.50% · 4.625%
HK$326,827
+HK$18,746/mo
Deposit HK$7.06M · loan HK$63.57M · min. income ≈ HK$616,162/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,513
−HK$17,424/mo
▼ 0.25% · 3.875%
HK$331,162
−HK$8,775/mo
Today · 4.125%
HK$339,937
baseline
▲ 0.50% · 4.625%
HK$357,856
+HK$17,919/mo
Deposit HK$7.06M · loan HK$63.57M · min. income ≈ HK$679,874/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$3,001,813 · Scale 2, in force from 26 Feb 2026)