LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,069
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$166,079
−HK$5,090/mo
Today · 4.125%
HK$171,169
baseline
▲ 0.50% · 4.625%
HK$181,584
+HK$10,415/mo
Deposit HK$35.32M · loan HK$35.32M · min. income ≈ HK$342,338/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,187
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$183,993
−HK$4,875/mo
Today · 4.125%
HK$188,868
baseline
▲ 0.50% · 4.625%
HK$198,824
+HK$9,956/mo
Deposit HK$35.32M · loan HK$35.32M · min. income ≈ HK$377,736/mo (50% DSR)
Upfront cash ≈ HK$38.32M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,282
−HK$12,121/mo
▼ 0.25% · 3.875%
HK$199,294
−HK$6,109/mo
Today · 4.125%
HK$205,403
baseline
▲ 0.50% · 4.625%
HK$217,901
+HK$12,498/mo
Deposit HK$28.25M · loan HK$42.38M · min. income ≈ HK$410,806/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,025
−HK$11,617/mo
▼ 0.25% · 3.875%
HK$220,791
−HK$5,851/mo
Today · 4.125%
HK$226,642
baseline
▲ 0.50% · 4.625%
HK$238,588
+HK$11,946/mo
Deposit HK$28.25M · loan HK$42.38M · min. income ≈ HK$453,284/mo (50% DSR)
Upfront cash ≈ HK$31.26M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,496
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$232,510
−HK$7,126/mo
Today · 4.125%
HK$239,636
baseline
▲ 0.50% · 4.625%
HK$254,218
+HK$14,582/mo
Deposit HK$21.19M · loan HK$49.45M · min. income ≈ HK$479,272/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,862
−HK$13,553/mo
▼ 0.25% · 3.875%
HK$257,590
−HK$6,825/mo
Today · 4.125%
HK$264,415
baseline
▲ 0.50% · 4.625%
HK$278,353
+HK$13,938/mo
Deposit HK$21.19M · loan HK$49.45M · min. income ≈ HK$528,830/mo (50% DSR)
Upfront cash ≈ HK$24.19M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,923
−HK$18,181/mo
▼ 0.25% · 3.875%
HK$298,942
−HK$9,162/mo
Today · 4.125%
HK$308,104
baseline
▲ 0.50% · 4.625%
HK$326,851
+HK$18,747/mo
Deposit HK$7.06M · loan HK$63.57M · min. income ≈ HK$616,208/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,537
−HK$17,425/mo
▼ 0.25% · 3.875%
HK$331,187
−HK$8,775/mo
Today · 4.125%
HK$339,962
baseline
▲ 0.50% · 4.625%
HK$357,882
+HK$17,920/mo
Deposit HK$7.06M · loan HK$63.57M · min. income ≈ HK$679,924/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,002,036 · Scale 2, in force from 26 Feb 2026)