LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,172
−HK$10,107/mo
▼ 0.25% · 3.875%
HK$166,185
−HK$5,094/mo
Today · 4.125%
HK$171,279
baseline
▲ 0.50% · 4.625%
HK$181,701
+HK$10,422/mo
Deposit HK$35.34M · loan HK$35.34M · min. income ≈ HK$342,558/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,302
−HK$9,687/mo
▼ 0.25% · 3.875%
HK$184,111
−HK$4,878/mo
Today · 4.125%
HK$188,989
baseline
▲ 0.50% · 4.625%
HK$198,951
+HK$9,962/mo
Deposit HK$35.34M · loan HK$35.34M · min. income ≈ HK$377,978/mo (50% DSR)
Upfront cash ≈ HK$38.34M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,406
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$199,422
−HK$6,112/mo
Today · 4.125%
HK$205,534
baseline
▲ 0.50% · 4.625%
HK$218,041
+HK$12,507/mo
Deposit HK$28.27M · loan HK$42.41M · min. income ≈ HK$411,068/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,162
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,933
−HK$5,854/mo
Today · 4.125%
HK$226,787
baseline
▲ 0.50% · 4.625%
HK$238,741
+HK$11,954/mo
Deposit HK$28.27M · loan HK$42.41M · min. income ≈ HK$453,574/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,641
−HK$14,149/mo
▼ 0.25% · 3.875%
HK$232,659
−HK$7,131/mo
Today · 4.125%
HK$239,790
baseline
▲ 0.50% · 4.625%
HK$254,381
+HK$14,591/mo
Deposit HK$21.20M · loan HK$49.48M · min. income ≈ HK$479,580/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,023
−HK$13,562/mo
▼ 0.25% · 3.875%
HK$257,755
−HK$6,830/mo
Today · 4.125%
HK$264,585
baseline
▲ 0.50% · 4.625%
HK$278,531
+HK$13,946/mo
Deposit HK$21.20M · loan HK$49.48M · min. income ≈ HK$529,170/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,109
−HK$18,193/mo
▼ 0.25% · 3.875%
HK$299,133
−HK$9,169/mo
Today · 4.125%
HK$308,302
baseline
▲ 0.50% · 4.625%
HK$327,061
+HK$18,759/mo
Deposit HK$7.07M · loan HK$63.61M · min. income ≈ HK$616,604/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,744
−HK$17,436/mo
▼ 0.25% · 3.875%
HK$331,399
−HK$8,781/mo
Today · 4.125%
HK$340,180
baseline
▲ 0.50% · 4.625%
HK$358,112
+HK$17,932/mo
Deposit HK$7.07M · loan HK$63.61M · min. income ≈ HK$680,360/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,003,962 · Scale 2, in force from 26 Feb 2026)