LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,119
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,620
−HK$509/mo
Today · 4.125%
HK$17,129
baseline
▲ 0.50% · 4.625%
HK$18,172
+HK$1,043/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,258/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,932
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,413
−HK$488/mo
Today · 4.125%
HK$18,901
baseline
▲ 0.50% · 4.625%
HK$19,897
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,802/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,342
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,944
−HK$611/mo
Today · 4.125%
HK$20,555
baseline
▲ 0.50% · 4.625%
HK$21,806
+HK$1,251/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,110/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,518
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,095
−HK$586/mo
Today · 4.125%
HK$22,681
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,362/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,566
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$713/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,459/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,916
−HK$917/mo
Today · 4.125%
HK$30,833
baseline
▲ 0.50% · 4.625%
HK$32,709
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,666/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,277
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$878/mo
Today · 4.125%
HK$34,021
baseline
▲ 0.50% · 4.625%
HK$35,815
+HK$1,794/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,042/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,065 · Scale 2, in force from 26 Feb 2026)