LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,201
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$166,216
−HK$5,094/mo
Today · 4.125%
HK$171,310
baseline
▲ 0.50% · 4.625%
HK$181,734
+HK$10,424/mo
Deposit HK$35.35M · loan HK$35.35M · min. income ≈ HK$342,620/mo (50% DSR)
Upfront cash ≈ HK$38.35M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,335
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$184,145
−HK$4,879/mo
Today · 4.125%
HK$189,024
baseline
▲ 0.50% · 4.625%
HK$198,988
+HK$9,964/mo
Deposit HK$35.35M · loan HK$35.35M · min. income ≈ HK$378,048/mo (50% DSR)
Upfront cash ≈ HK$38.35M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,442
−HK$12,130/mo
▼ 0.25% · 3.875%
HK$199,459
−HK$6,113/mo
Today · 4.125%
HK$205,572
baseline
▲ 0.50% · 4.625%
HK$218,081
+HK$12,509/mo
Deposit HK$28.28M · loan HK$42.42M · min. income ≈ HK$411,144/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,202
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$220,974
−HK$5,855/mo
Today · 4.125%
HK$226,829
baseline
▲ 0.50% · 4.625%
HK$238,785
+HK$11,956/mo
Deposit HK$28.28M · loan HK$42.42M · min. income ≈ HK$453,658/mo (50% DSR)
Upfront cash ≈ HK$31.28M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,682
−HK$14,152/mo
▼ 0.25% · 3.875%
HK$232,702
−HK$7,132/mo
Today · 4.125%
HK$239,834
baseline
▲ 0.50% · 4.625%
HK$254,428
+HK$14,594/mo
Deposit HK$21.21M · loan HK$49.49M · min. income ≈ HK$479,668/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,069
−HK$13,564/mo
▼ 0.25% · 3.875%
HK$257,803
−HK$6,830/mo
Today · 4.125%
HK$264,633
baseline
▲ 0.50% · 4.625%
HK$278,583
+HK$13,950/mo
Deposit HK$21.21M · loan HK$49.49M · min. income ≈ HK$529,266/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,163
−HK$18,195/mo
▼ 0.25% · 3.875%
HK$299,188
−HK$9,170/mo
Today · 4.125%
HK$308,358
baseline
▲ 0.50% · 4.625%
HK$327,121
+HK$18,763/mo
Deposit HK$7.07M · loan HK$63.62M · min. income ≈ HK$616,716/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,803
−HK$17,440/mo
▼ 0.25% · 3.875%
HK$331,460
−HK$8,783/mo
Today · 4.125%
HK$340,243
baseline
▲ 0.50% · 4.625%
HK$358,178
+HK$17,935/mo
Deposit HK$7.07M · loan HK$63.62M · min. income ≈ HK$680,486/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$3,004,514 · Scale 2, in force from 26 Feb 2026)