LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,120
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,622
−HK$509/mo
Today · 4.125%
HK$17,131
baseline
▲ 0.50% · 4.625%
HK$18,173
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,262/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,934
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,415
−HK$487/mo
Today · 4.125%
HK$18,902
baseline
▲ 0.50% · 4.625%
HK$19,899
+HK$997/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,804/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,344
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,946
−HK$611/mo
Today · 4.125%
HK$20,557
baseline
▲ 0.50% · 4.625%
HK$21,808
+HK$1,251/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,114/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,520
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,097
−HK$586/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$23,879
+HK$1,196/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,568
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$714/mo
Today · 4.125%
HK$23,984
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,459/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,968/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,107
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$683/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,016
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,919
−HK$917/mo
Today · 4.125%
HK$30,836
baseline
▲ 0.50% · 4.625%
HK$32,712
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,672/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,280
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$878/mo
Today · 4.125%
HK$34,024
baseline
▲ 0.50% · 4.625%
HK$35,818
+HK$1,794/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,048/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,085 · Scale 2, in force from 26 Feb 2026)