LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,122
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,623
−HK$510/mo
Today · 4.125%
HK$17,133
baseline
▲ 0.50% · 4.625%
HK$18,175
+HK$1,042/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,266/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,935
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,416
−HK$488/mo
Today · 4.125%
HK$18,904
baseline
▲ 0.50% · 4.625%
HK$19,901
+HK$997/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,808/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,346
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,948
−HK$611/mo
Today · 4.125%
HK$20,559
baseline
▲ 0.50% · 4.625%
HK$21,810
+HK$1,251/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,118/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,523
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,100
−HK$585/mo
Today · 4.125%
HK$22,685
baseline
▲ 0.50% · 4.625%
HK$23,881
+HK$1,196/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,370/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$713/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,460/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$683/mo
Today · 4.125%
HK$26,466
baseline
▲ 0.50% · 4.625%
HK$27,861
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,932/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,019
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$917/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,716
+HK$1,877/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,284
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,150
−HK$878/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$35,822
+HK$1,794/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,107 · Scale 2, in force from 26 Feb 2026)