LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,255
−HK$10,113/mo
▼ 0.25% · 3.875%
HK$166,271
−HK$5,097/mo
Today · 4.125%
HK$171,368
baseline
▲ 0.50% · 4.625%
HK$181,795
+HK$10,427/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$342,736/mo (50% DSR)
Upfront cash ≈ HK$38.36M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,395
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,206
−HK$4,881/mo
Today · 4.125%
HK$189,087
baseline
▲ 0.50% · 4.625%
HK$199,054
+HK$9,967/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$378,174/mo (50% DSR)
Upfront cash ≈ HK$38.36M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,507
−HK$12,134/mo
▼ 0.25% · 3.875%
HK$199,526
−HK$6,115/mo
Today · 4.125%
HK$205,641
baseline
▲ 0.50% · 4.625%
HK$218,154
+HK$12,513/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$411,282/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,274
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$221,048
−HK$5,857/mo
Today · 4.125%
HK$226,905
baseline
▲ 0.50% · 4.625%
HK$238,865
+HK$11,960/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$453,810/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,758
−HK$14,157/mo
▼ 0.25% · 3.875%
HK$232,780
−HK$7,135/mo
Today · 4.125%
HK$239,915
baseline
▲ 0.50% · 4.625%
HK$254,513
+HK$14,598/mo
Deposit HK$21.22M · loan HK$49.50M · min. income ≈ HK$479,830/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,153
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$257,889
−HK$6,833/mo
Today · 4.125%
HK$264,722
baseline
▲ 0.50% · 4.625%
HK$278,676
+HK$13,954/mo
Deposit HK$21.22M · loan HK$49.50M · min. income ≈ HK$529,444/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,260
−HK$18,202/mo
▼ 0.25% · 3.875%
HK$299,288
−HK$9,174/mo
Today · 4.125%
HK$308,462
baseline
▲ 0.50% · 4.625%
HK$327,231
+HK$18,769/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$616,924/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,911
−HK$17,446/mo
▼ 0.25% · 3.875%
HK$331,571
−HK$8,786/mo
Today · 4.125%
HK$340,357
baseline
▲ 0.50% · 4.625%
HK$358,298
+HK$17,941/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$680,714/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,520 · Scale 2, in force from 26 Feb 2026)